Track Your Net Income and Spend With Purpose

Monitor your income, expenses, savings, and investments in one place to make smarter financial decisions and live guilt-free.

This template takes the principles of Conscious Spending and simplifies them into a clear, visual system inside Notion—so you can track your finances without spreadsheets or budgeting headaches.

Learn more about Ramit’s Conscious Spending Basics.

How to Use This Template

1. Enter Your Income: Add your monthly income and any additional sources of revenue.
2. Log Your Expenses: Track only essential expenses like rent, utilities, and other non-negotiables (as Ramit recommends for fixed costs).
3. Set Your Savings and Investments: Allocate your income towards savings (for emergencies or goals) and investments (for long-term wealth).
4. Enjoy Guilt-Free Spending: Track what's left for spending on your lifestyle and enjoyment, with no guilt about where it goes.

Ready to Take Control of Your Finances?

Try the Net Income Snapshot Lite template and track your finances simply and effectively!

Changelog

[1.1] - 2025-02-06

🚀 Added

• Checkbox column to expenses to toggle expenses on/off so you can see how eliminating certain expenses would impact your numbers